Switchboard · Legal

Terms of Service

This is the agreement between you and Protocol 42 Inc. for the use of Switchboard. We have tried to write it so that you can actually read it. Where a clause matters more than the ones around it, we have said so rather than burying it in capital letters.

Version 1.0In force from 18 September 2026Protocol 42 Inc.

01Who you are dealing with

Switchboard is operated by Protocol 42 Inc., a corporation incorporated in Ontario, Canada. In this agreement “we”, “us” and “our” mean Protocol 42 Inc., and “you” means the person or organisation using Switchboard.

These terms, together with the Acceptable Use Policy, the Privacy Policy and the list of AI providers and sub-processors, form the whole of the agreement between us. If you do not agree to them, do not use Switchboard.

They take effect for you on the day you first create an account or use the service.

02Who may use Switchboard

  • You must be 18 or older. Switchboard is not offered to children, and we do not knowingly create accounts for anyone under 18. If we learn that an account belongs to a minor we will close it and refund any unused portion of the current billing period.
  • You must have the legal capacity to enter into a contract, and, if you are agreeing on behalf of an organisation, the authority to bind it. In that case “you” means that organisation.
  • You must not be located in, or ordinarily resident in, a country subject to Canadian or United States comprehensive economic sanctions, and you must not be a person with whom we are prohibited from dealing under those laws.
  • Switchboard is not currently offered to residents of Quebec. Quebec law requires a consumer agreement to be presented in French before it can be agreed to in English, and we have not yet published French versions of these documents. We would rather say so than pretend the issue does not exist. We will remove this restriction when the French versions are ready.

03Your account

You are responsible for your account, for keeping access to it secure, and for everything done through it. Tell us at support@switchboardai.ca as soon as you think someone else has got into it.

Give us accurate information and keep it current — in particular a working email address, because that is how we send billing notices, notices of changes to these terms, and anything the law requires us to tell you. One account is for one person or one organisation. Do not share credentials, and do not open extra accounts to get around a plan limit.

04What Switchboard is

Switchboard is a workspace that sends your message to an artificial-intelligence model and returns what the model produces. We do not build or train the models. We choose between models built and operated by other companies, route each message to one of them, and show you what came back along with what it cost your allowance.

Around that we provide the parts that are ours: the routing, the spending controls, file handling and document export, project knowledge, dictation, image generation, the ability to connect your own tools, and the record of what was used.

Everything Switchboard returns is generated by software, not by a person. You are never speaking to a human being when you are using the chat.

05Third-party AI providers

Read this one.

When you send a message, that message — and any file, image or recording attached to it — is transmitted to a third-party AI provider to be processed. That happens whether you chose the model or Switchboard chose it for you, and it usually means your content leaves Canada.

The companies we send content to, what each one does, and the country it operates from are listed on the AI providers and sub-processors page. That list is versioned and we keep it current. By using Switchboard you agree to your content being transmitted to and processed by those providers for the purpose of answering you.

What this means in practice

  • Each provider has its own terms. Your use of a model is also subject to the terms of the company that operates it. We link to them from the providers page. We do not control them and we cannot change or waive them.
  • We do not warrant what a provider does. We make no promise about any provider’s accuracy, availability, security, retention, training practices or intellectual-property position. We describe what each provider tells us, and we choose providers and settings that we believe protect you best — but a description is not a guarantee, and we are not responsible for a provider’s acts or omissions.
  • Models come and go. Providers add, change, price, deprecate and withdraw models at will, sometimes without notice. We may add or remove any model at any time. No particular model is promised to you by this agreement, on any plan.
  • A provider can cut us off. If a provider suspends, restricts or refuses service — to us generally or to you specifically — we may have to stop routing to it, and we are not liable for that.
  • Geographic restrictions. Some providers will not serve some countries or organisations. Do not use a VPN, proxy or false location to get around a restriction a provider has placed on you. Doing so is a serious breach of this agreement.

Where something in a provider’s terms conflicts with this agreement, this agreement governs the relationship between you and us, and the provider’s terms govern your use of that provider’s model.

06Output, and what it is not

“Output” means whatever the service returns in response to what you send it: text, code, images, transcriptions, summaries and anything else.

Ownership

As between you and us, we assign to you whatever rights we may have in the Output generated from your input. We say whatever rights we may have deliberately: the law in Canada and elsewhere is unsettled on whether material generated by a machine attracts copyright at all, and nobody can honestly promise you that it does. We do not warrant that you own the Output, that it is original, or that using it will not infringe someone else’s rights. Output is not unique — another person who asks a similar question may receive a similar answer, and it will be theirs to use too.

Accuracy

AI output is frequently wrong, and it is wrong most convincingly when it is detailed.

A model predicts likely text. It does not know things, and it does not check. It can invent facts, citations, quotations, case names, statutes, prices, dates, medical and financial figures, and working code that does not work — and it will present all of them in the same confident, specific, well-organised voice it uses when it is right. Detail and fluency are not evidence of accuracy. Check anything you are going to rely on, before you rely on it.

Output is not professional advice. It is not legal, medical, psychological, accounting, tax, engineering, investment or financial advice, and it is not a substitute for a qualified professional who is accountable to you. Protocol 42 Inc. is not a law firm, a medical practice, an accounting firm, a registered investment adviser, a broker-dealer or a lender, and nothing the service produces creates a professional relationship of any kind.

You are responsible for evaluating Output before you use it, share it, publish it or act on it, including by having a person review it where the stakes warrant. That responsibility does not move to us because the answer was confident, because it cited a source, or because the service selected the model for you.

Decisions about people

Do not use Output as the basis for a decision that has a legal or similarly significant effect on someone — about credit, lending or insurance; employment, hiring, promotion or discipline; housing or tenancy; education or admission; immigration; healthcare; benefits; or any legal right — unless a qualified person reviews the decision and takes responsibility for it. The Acceptable Use Policy sets this out in full.

Saying where it came from

Do not present Output as the work of a human being where that would mislead someone, and do not represent that Output was written, reviewed or endorsed by Protocol 42 Inc. or by any AI provider.

Images we generate

Every image Switchboard creates is marked as AI-generated in two ways. You see a label on the image in the app. The file itself carries machine-readable metadata — an XMP packet recording the IPTC digital source type of trained algorithmic media, the model that drew it and the date — which travels with the file when you download it, so that a platform, a newsroom or a moderation system can tell what it is without having to ask you.

Two honest limits on that. First, the mark is a declaration, not a cryptographic proof: it is not a signed C2PA Content Credential, and we do not claim it cannot be removed. Second, metadata is fragile — editing an image, screenshotting it, or uploading it to a service that re-encodes images will often strip the mark, and many do this routinely. We are telling you this rather than letting you assume the label is permanent.

Do not strip the marking in order to pass a generated image off as a photograph, and do not present a generated image as a real photograph, a real document or a real person. Where you publish a generated image, the obligation to label it is yours as well as ours; several jurisdictions now require it, and we cannot discharge that duty on your behalf once the file has left the service. The Acceptable Use Policy sets out what you must not depict.

07Your content

“Your content” means what you put into Switchboard: messages, files, images, recordings, project knowledge and anything else you supply.

Your content stays yours. You give us the narrow licence we need to run the service for you and nothing more: to host, store, transmit, process and display your content, to reformat it where a provider requires a particular structure, and to send it to the AI provider handling your request. That licence exists so that we can answer you, it lasts only as long as we hold the content, and it ends when you delete the content or close your account.

You promise us that:

  • you have the rights necessary to put that content into the service and to have it processed;
  • doing so does not infringe anyone’s copyright, trade mark, confidence, privacy or other right, and does not breach a duty you owe to someone else; and
  • where the content contains other people’s personal information, you have whatever authority the law requires for it to be used this way.

Think about what you put in. Switchboard is a general-purpose consumer and business service, not a regulated environment. It is not certified for, and should not be used for, information whose disclosure would be seriously harmful — including health records, government identification numbers, payment card numbers, and material subject to a professional duty of confidence or to a security classification.

08Training

We do not use your content to train AI models. Not our own, and we do not licence it to anyone else to train theirs. We do not sell your content.

Where a provider offers a setting that prevents your content from being retained or used for training, we turn it on, and where a routing service lets us refuse providers that retain prompts, we refuse them. The providers page records what each one does.

Two honest limits on that. First, these settings are the providers’ to honour, not ours to enforce; we can choose carefully and we do, but we cannot audit another company’s data centre. Second, we may keep and review specific content where we have to: to investigate a suspected breach of the Acceptable Use Policy, to deal with a security incident, to answer a legal obligation, or where you send it to us as feedback or as part of a support request.

09Tools you connect

Switchboard lets you connect your own services — a code repository, a database, a project tracker — so a model can read from them, and, if you allow it, act on them.

  • A connection is read-only until you change it. You decide, per connection, whether to allow anything that writes or changes data. If you allow it, you accept the consequences of what is changed.
  • The credentials are yours. We encrypt them and never display them again, but you are responsible for issuing them with the narrowest access that does the job, and for revoking them at their source when you are finished.
  • What comes back from a connected tool is data, never instructions. We design the system that way. Even so, a connected service, a web page or a document can contain text intended to manipulate a model. Check what a tool run actually did before you rely on it, and review your activity log.
  • The connected service is not ours. Your use of it is governed by your agreement with that company. We are not responsible for it, for its availability, or for what it does with the requests we send on your behalf.

Do not connect a service you are not entitled to connect, and do not use a connection to reach data you are not entitled to reach.

10Acceptable use

The Acceptable Use Policy is part of this agreement and you must follow it. It covers what Switchboard may not be used for, what we require in high-risk fields, and what happens when someone ignores it. It also binds anyone you let use your account.

We may update it — usually because a provider has changed its own rules, or because someone has found a new way to misuse the service. Material changes are notified in the same way as changes to these terms.

11Plans, allowances and fair use

Each plan includes a monthly allowance, expressed in tokens for text, in counts for images and in minutes for dictation, together with limits on how many tools you can connect and how often they can run. What each plan includes is shown on the pricing page and in your account, and what you have left is shown on the Usage page as you go.

  • Allowances are for one account and do not carry over to the next month unless we say otherwise. Purchased top-ups last as described when you buy them.
  • We apply rate limits and short-term ceilings to keep the service stable and to stop a single account running up costs that would take the service down for everyone. If you hit one we tell you what happened and when it resets, rather than silently degrading your answers.
  • Allowances are for ordinary interactive use by you. Reselling access, sharing an account across a group, running sustained automated traffic through the interface, or using the service as infrastructure inside another product are not ordinary use, and we may ask you to move to an appropriate arrangement or stop.

12Payment, renewal and refunds

Prices are in United States dollars and are shown before you subscribe. Payments are processed by Stripe; we never see or store your full card number.

Renewal

A subscription renews automatically at the end of each billing period, at the price then in force for your plan, and we charge the payment method on file, until you cancel. We tell you this at checkout and ask you to agree to it specifically.

Cancelling

You can cancel at any time from your account settings, in as many clicks as it took to subscribe, without telephoning or emailing anyone and without having to argue with a retention screen. Cancellation stops the next renewal; your plan keeps working until the end of the period you have already paid for.

Refunds

  • Fourteen days on your first subscription. If you subscribe to a paid plan for the first time and it is not for you, write to support@switchboardai.ca within 14 days of that first charge and we will refund it in full. You do not have to give a reason, and using the service during those 14 days does not cost you the refund.
  • After that, and on later renewals, fees are not refundable and we do not refund part of a period you have used. Top-ups already spent are not refundable.
  • If we end your subscription for a reason other than your breach of this agreement, we refund the unused part of the current period. If we end it because of your breach, we do not.
  • None of this limits any refund or cancellation right you have under consumer protection law. Where the law gives you a better right than this section does, the law wins.

Price changes

If we change the price of your plan, or change what it includes in a way that reduces it, we will tell you by email at least 30 days and not more than 60 days before the change takes effect. The notice will set out what is changing, the new wording, the date it starts, and how to respond. You may cancel before it takes effect and pay nothing further. We do not treat silence as agreement to a price increase.

Taxes and failed payments

Prices exclude sales taxes, which we add where we are required to collect them. If a payment fails we may retry it, and may pause the plan until it succeeds. You are responsible for any fee your bank or card issuer charges.

13Changes to the service

We will keep changing Switchboard: adding features, replacing models with better ones, and sometimes removing things that do not work. We may change or discontinue any part of the service.

If we discontinue a paid feature that materially reduces what your plan includes, or discontinue the service altogether, we will give you reasonable notice and refund the unused part of what you have paid.

14Changes to these terms

We may amend these terms, the Acceptable Use Policy, the Privacy Policy and the providers list. Each document carries a version number and the date it came into force.

  • For a change that materially affects your rights or obligations, we will email you at least 30 days before it takes effect, telling you what is changing and giving you the new wording.
  • You may decline by cancelling before the change takes effect. If you decline a change that reduces what you are getting or increases what you owe, you may cancel without cost and we will refund the unused part of the current period.
  • Minor changes — correcting an error, clarifying wording, adding a provider to the list — take effect when published.
  • A dispute is judged against the version of these documents that was in force when it arose, not the version in force when you read this. We keep the earlier versions.

15Testing period

Switchboard is new, and as at 18 September 2026 it is being used by a small group of invited testers and early customers. We would rather you knew that than found out.

  • Features may appear, change or be removed with little notice, and some are experimental.
  • There is no service level commitment and no uptime guarantee on any plan.
  • Things will break. Keep your own copy of anything you cannot afford to lose — you can export a chat at any time.
  • If you are testing at our invitation, anything we tell you about unreleased features is confidential until we make it public.

16Suspension and termination

You can stop using Switchboard whenever you like, and close your account from your settings.

We may suspend or close an account, or restrict a feature, if we reasonably believe that you are breaching this agreement or the Acceptable Use Policy, that continuing would break the law or a provider’s rules, that there is a security or fraud problem, or that the account is being used in a way that threatens the service or other customers. Where the circumstances allow it, we will tell you first and give you a chance to put it right. Where they do not — most obviously with content that endangers a child — we act immediately.

A decision made automatically can be reviewed by a person. Some of these controls run without human involvement. If an automated system suspends your account or blocks a request and you think it is wrong, write to support@switchboardai.ca and a person at Protocol 42 will look at it and reply.

When an account closes, we delete its content on the schedule in the Privacy Policy, except records we are required to keep — the usage and billing record, and the audit log, which does not contain the text of your conversations. Export what you want to keep before you close it.

17Our intellectual property

Switchboard — the software, the interface, the routing system, the brand, the marks and everything we have written — belongs to Protocol 42 Inc. and its licensors. You get the right to use the service under this agreement, and nothing else is granted to you by implication.

Do not copy, resell or redistribute the service; do not reverse engineer, decompile or attempt to derive the routing logic or any underlying component, except to the extent the law expressly permits it despite this clause; do not remove any notice of ownership; and do not use our name or marks in a way that suggests we endorse you.

18Feedback

If you send us an idea, a bug report or a suggestion, we may use it freely and without owing you anything. You keep whatever rights you already had; you are simply not restricting us. Do not send us anything confidential as feedback.

If you believe material stored or shared through Switchboard infringes your copyright, write to legal@switchboardai.ca with enough detail to identify the work, the material and your authority to act, and a way to contact you.

We operate under Canadian law. Under the notice-and-notice regime in the Copyright Act, we forward a compliant notice to the account concerned and keep the required records. We are not obliged to remove material on the strength of a notice alone, and we will not pretend otherwise — but we do act on repeated or obvious infringement, including by closing accounts.

20Warranties, and what we do not promise

We provide Switchboard with reasonable skill and care. Beyond that, and to the fullest extent the law allows, the service is provided as it is and as it is available, and we do not promise that:

  • it will be uninterrupted, timely, secure or error-free;
  • any Output will be accurate, complete, current, lawful, original or fit for your purpose;
  • any particular model, provider or feature will remain available; or
  • defects will be corrected, or that the service will meet a requirement you have not agreed with us.

Your statutory rights are not affected.

If you are a consumer, the law of your province or state gives you rights and implied warranties that cannot be signed away — in Ontario, for example, a service is deemed to be of a reasonably acceptable quality, and any term that tries to take that away is void. Nothing in this agreement limits or excludes any right, condition, warranty or remedy you have under consumer protection law that cannot lawfully be excluded. Where this section conflicts with such a right, the right applies and this section does not.

21Limitation of liability

To the fullest extent the law allows, neither party is liable to the other for indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost revenue, lost goodwill, lost opportunity, or the loss or corruption of data, however caused and on any theory of liability, even if the possibility was known.

To the fullest extent the law allows, our total liability arising out of or relating to this agreement or your use of Switchboard is limited, in aggregate, to the greater of one hundred United States dollars (US$100) and the total amount you paid us for the service in the twelve months before the event giving rise to the claim.

These limits do not apply to:

  • death or personal injury caused by our negligence;
  • our fraud, fraudulent misrepresentation, gross negligence or wilful misconduct;
  • anything else that cannot lawfully be limited or excluded; or
  • a claim under consumer protection legislation that the legislation does not permit to be capped — including, where you are a consumer, a claim for breach of a statutory or deemed warranty.

These limits reflect how this agreement is priced. Switchboard is sold for a few dollars a month and routes to systems we do not control; we could not offer it on these terms while accepting unlimited exposure for what a model produces. The limits survive termination and apply even if a remedy in this agreement fails of its essential purpose.

22Indemnity (business customers)

If you are using Switchboard as a consumer, for your own personal or household purposes, this section does not apply to you and you are not asked to indemnify us.

If you are using Switchboard for business purposes, or on behalf of an organisation, you will defend and indemnify Protocol 42 Inc., its directors, officers and employees against any third-party claim, and any resulting loss, damage, liability, cost or reasonable legal fee, arising from your use of the service, your content, your breach of this agreement or of the Acceptable Use Policy, your violation of law or of anyone’s rights, anything you build or provide using Output, and the acts of anyone you allow to use your account.

We will tell you promptly about any such claim, and we may take over its defence at our own expense, in which case you will cooperate with us. You may not settle a claim in a way that imposes an obligation or an admission on us without our agreement.

23Governing law

This agreement is governed by the laws of the Province of Ontario and the laws of Canada that apply there, without regard to conflict-of-laws rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

The courts of Ontario have jurisdiction over any dispute, and we both submit to them. If you are a consumer, this does not take away your right to bring proceedings in the courts of the province, territory or state where you live, or your right to rely on the consumer protection law of that place. Canadian courts have been clear that a company cannot use a standard-form contract to push a consumer into a forum they cannot practically reach, and we are not trying to.

24Resolving a dispute

Almost everything is fixable by email. Before starting anything formal, please write to legal@switchboardai.ca describing the problem and what you would like us to do. We will respond within 30 days and try in good faith to settle it. You are free to go to court if that does not work, and nothing here stops you from making a complaint to a regulator or a consumer protection authority at any time — we do not ask you to give that up, and a term that tried to would be void.

Either of us may also seek an injunction from a court at any time to stop misuse of the service, a breach of confidence or an infringement of intellectual property.

25Arbitration — United States only

If you live in Canada, this section does not apply to you.

Canadian consumer protection law makes mandatory arbitration and class-action waivers unenforceable against consumers, and we are not going to include a clause we know to be void. If you are in Canada, skip this section: section 23 and section 24 govern, and your right to take part in a class proceeding is untouched.

This section applies only if you are a resident of the United States. Read it: it affects how a dispute between us would be decided.

  • Arbitration. Except as set out below, you and Protocol 42 Inc. agree that any dispute arising out of or relating to this agreement or Switchboard will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs this section.
  • Individually, not as a class. Claims will be brought only in an individual capacity. Neither of us may bring or participate in a class, collective, consolidated or representative proceeding.
  • Carve-outs. Either of us may bring a claim in small claims court if it qualifies, may seek injunctive relief in court for misuse of the service or infringement of intellectual property, and may bring a complaint to any government agency. Those routes remain open.
  • Costs. For a claim of US$10,000 or less, we will reimburse your arbitration filing fee, and you may choose whether the arbitration proceeds on documents alone, by telephone, or in person in the county where you live.
  • You can opt out, and it costs you nothing. Email legal@switchboardai.ca with the subject line “Arbitration opt-out” and your account email, within 30 days of first agreeing to these terms. Opting out has no effect on your account or on anything else in this agreement.
  • If it fails, it fails entirely. If the class-action waiver or this section is found unenforceable, this whole section is void and the dispute goes to the courts identified in section 23.

26General

Entire agreement
These terms and the documents they incorporate are the whole agreement between us about Switchboard, and replace anything said before.
Severability
If a court finds any provision unenforceable, that provision is limited or removed to the minimum extent necessary and the rest stays in force.
No waiver
If we do not enforce something straight away, we have not given up the right to enforce it later.
Assignment
You may not transfer this agreement without our written consent. We may transfer it to an affiliate or to a buyer of the business, on notice to you; if you are a consumer and you object, you may cancel and be refunded the unused part of the current period.
Notices
We will send notices to the email address on your account or show them in the product; you should send notices to legal@switchboardai.ca. Keep your address current — a notice sent to a stale address still counts as given.
Electronic communications
You agree to receive this agreement, billing documents and legal notices electronically. You can ask for a paper copy of your agreement at any time and we will send one.
Independent parties
Nothing here creates a partnership, joint venture, employment or agency relationship between us.
Survival
Sections 6, 7, 17, 18 and 20 to 26 survive the end of this agreement, along with anything else that by its nature should.
Language
These documents are published in English. French versions are in preparation; until they exist, Switchboard is not offered to residents of Quebec.

How to reach us

Protocol 42 Inc. is a corporation incorporated in Ontario, Canada, and operates Switchboard at https://www.switchboardai.ca.

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